Card Benefits

Your Everyday Card

User to pay for prescriptions, procedures, high deductibles, copays, preventative care, emergencies, dental, mental health, hearing, vision, and more.

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Freedom of Choice

No restrictive networks. Choose any health practitioner or pharmacy. Use it with any provider that accepts Mastercard®.

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Additional Benefits

We offer far more than just a credit card to help you manage healthcare expenses. At no additional cost, our prescription savings plan*** and accident-related insurance benefits** are included.

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** Plans are underwritten by United States Fire Insurance Company. This insurance provides limited benefits. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. By applying for and receiving the SmartHealth PayCard, the cardholder becomes a member of the Financial Solutions Association (FSA). Your coverage is under form BA-50000P-USF and issued to the FSA. It is subject to the terms, conditions, limitations and exclusions of the Policy. Any discrepancies between the certificate of insurance and the Policy will be governed by the Policy. See website for Certificate of Insurance.

Accident Medical Expense Benefits
Annual Maximum for All Accident Medical Expenses: $5,000
Maximum Number of Occurrences per Policy Year: 3
Lifetime Maximum: $100,000

Accidental Death Benefit
Principal Sum: $5,000
Time period for loss is 90 days
Age-Based Reductions at Age 65 or More: 15% of Principal Sum

*** This prescription savings program is not health insurance, and is not affiliated with United States Fire Insurance Company. The prescription savings program can be used for pets’ prescriptions, if the medication is also available for human consumption.